SCHADS Level 5 Salary: What You Take Home After Tax and Medicare

Understanding the SCHADS Level 5 Salary

The SCHADS Level 5 salary is set by the Social, Community, Home Care and Disability Services Industry Award. For 2026–27, the minimum hourly rate at pay point 1 is $53.43, giving a weekly rate of $2,030.20 for a 38-hour week. That works out to about $105,570 per year before tax and super. This is the base rate; penalty rates and allowances can increase it. Fair Work publishes the official pay guide, and the rates are also available from the Fair Work Commission’s Modern Awards Pay Database.

What Changes Your Fortnightly Take-Home Pay

Your take-home pay depends on three main factors: income tax brackets, the Medicare levy, and superannuation. Super is paid by your employer on top of your salary, so it doesn’t reduce your bank deposit. But tax and Medicare do. The Take-home pay guide explains the general principles.

Income Tax on a SCHADS Level 5 Salary

Using the 2026–27 tax rates, a taxable income of $105,570 falls into the 30% bracket ($45,001 to $135,000). The tax calculation is: $4,020 plus 30 cents for each dollar over $45,000. That’s $4,020 + 0.30 × ($105,570 - $45,000) = $4,020 + $18,171 = $22,191. Then apply the Low Income Tax Offset (LITO): at $105,570, LITO is $325 minus 1.5 cents per dollar over $45,000. That’s $325 - 0.015 × ($105,570 - $45,000) = $325 - $908.55 = negative, so LITO is zero. So tax is $22,191.

Medicare Levy

The Medicare levy is 2% of taxable income. For a single person earning $105,570, you pay the full 2% because you’re above the upper threshold of $35,013. That’s $2,111.40. The latest published single-person Medicare thresholds are $28,011 and $35,013. Full-time salaries pay the full 2%.

Total Deductions and Fortnightly Take-Home

Total tax and Medicare: $22,191 + $2,111 = $24,302 (rounded). Annual net pay: $105,570 - $24,302 = $81,268. Fortnightly: $81,268 / 26 = $3,125.69. So your take-home pay is about $3,126 per fortnight. Remember, this is before any salary packaging or HELP repayments. Super is additional at 12% (employer contribution), so your total remuneration is higher. See Tax and Medicare for more details on how these deductions work.

How the SCHADS Level 5 Salary Compares

The SCHADS Level 5 salary is well above the national minimum wage of $26.44 per hour and $1,004.90 per week, and also above the full-time adult ordinary time earnings of $2,083.70 per week. It reflects the skilled nature of community and disability services work. The Benchmarks page shows how this salary stacks up against other averages.